California employee benefits
A different way to build employee benefits in California
Build benefits around your team’s needs. Monday Town brings the available pieces together and shows you proposed benefits and projected cost before you decide whether to change.
See what your plan could cost
Recent employer example 2026
$400,000 → under $200,000
Annual benefits cost · 40 employees
One 40-employee company moved from about $400,000 a year in benefits cost to under $200,000, with comparable coverage assembled from several pieces rather than one policy. This is one company’s result, not an average or a guarantee for another employer.
Built for California employers with 11–49 employees. Smaller and larger employers are welcome.
Healthcare-benefits savings commonly range from 25% to 75%. Actual savings depend on your company and the options available.
A clear proposal before a decision
The work starts with your business priorities, employee locations, current arrangement, and target effective date. Monday Town brings together the available pieces, manages the employer relationship, and coordinates the transition. You see the proposed benefits and projected cost before deciding whether to move forward.
Check the details that matter to your team
Carrier, provider-network, prescription, and service-area details should be checked for the specific option under consideration. A carrier name alone does not confirm that a particular provider or medication is covered. In many cases, keeping the same carrier with an almost identical plan may be possible. Availability must be confirmed for the employer and plan.
Clear roles through the transition
Monday Town manages the employer relationship and coordinates onboarding, transition, and the broker handoff. CommonCare provides the administration platform, and the broker handles employee enrollment. Broker involvement is discussed for each employer’s arrangement.
Which California plan options fit your employee locations?
California small-business plan choices vary by county and pricing region. Covered California for Small Business publishes carrier and network options by area across four metal tiers. We check the actual employer options against your team’s locations, doctors, hospitals, prescriptions, and contribution priorities before outlining a proposed benefits arrangement.
Covered California for Small Business says small businesses can enroll year-round. Its 2027 summary shows employer plan options across 19 pricing regions with full or partial regional availability. Confirm current eligibility, plan availability, and provider networks for the specific business.
Questions employers ask
Does my company need to have 11 to 49 employees?
No. Smaller and larger employers are welcome.
Can our current broker remain involved?
Your current broker may remain involved. Monday Town discusses the broker’s role and handoff with you before a change.
Could employees keep the same carrier and a similar plan?
In many cases, the same carrier with an almost identical plan may be available. The team checks the actual plan and its network before making a recommendation for your group.
How do employee locations affect California plan and network choices?
The 2027 CCSB summary shows carrier and plan availability by pricing region, including full or partial regional availability. Compare the business and employee locations with the specific plan’s service area, doctors, hospitals, and prescriptions before deciding.
What happens after I contact Monday Town?
The team reviews your details and explains whether a plan change makes sense. If it does, you will see proposed benefits, projected cost, and a clear next step.
Explore related state guides: Nevada employee benefits, Oregon employee benefits, Hawaii employee benefits
Start with your name and email. We’ll follow up to discuss your business and next steps.
See what your plan could cost