Colorado employee benefits

Colorado employee benefits

A different way to build employee benefits in Colorado

A different way to build employee benefits in Colorado

Build benefits around your team’s needs. Monday Town brings the available pieces together and shows you proposed benefits and projected cost before you decide whether to change.

See what your plan could cost

See how it works.

Recent employer example 2026

$400,000 → under $200,000

Annual benefits cost · 40 employees

One 40-employee company moved from about $400,000 a year in benefits cost to under $200,000, with comparable coverage assembled from several pieces rather than one policy. This is one company’s result, not an average or a guarantee for another employer.

Built for Colorado employers with 11–49 employees. Smaller and larger employers are welcome.

Built for Colorado employers with 11–49 employees. Smaller and larger employers are welcome.

Healthcare-benefits savings commonly range from 25% to 75%. Actual savings depend on your company and the options available.

A clear proposal before a decision

The work starts with your business priorities, employee locations, current arrangement, and target effective date. Monday Town brings together the available pieces, manages the employer relationship, and coordinates the transition. You see the proposed benefits and projected cost before deciding whether to move forward.

Check the details that matter to your team

Carrier, provider-network, prescription, and service-area details should be checked for the specific option under consideration. A carrier name alone does not confirm that a particular provider or medication is covered. In many cases, keeping the same carrier with an almost identical plan may be possible. Availability must be confirmed for the employer and plan.

Clear roles through the transition

Monday Town manages the employer relationship and coordinates onboarding, transition, and the broker handoff. CommonCare provides the administration platform, and the broker handles employee enrollment. Broker involvement is discussed for each employer’s arrangement.

Which insurer’s network fits your Colorado team?

Which insurer’s network fits your Colorado team?

Start with where employees live and need care, which doctors and hospitals they want to keep, and which prescriptions need review. The 2026 Colorado Option standardizes benefits across participating insurers, while each insurer has its own provider network. Compare the exact proposed benefits arrangement with your employees’ locations, providers, and prescriptions before deciding.

Start with where employees live and need care, which doctors and hospitals they want to keep, and which prescriptions need review. The 2026 Colorado Option standardizes benefits across participating insurers, while each insurer has its own provider network. Compare the exact proposed benefits arrangement with your employees’ locations, providers, and prescriptions before deciding.

This evidence applies to the Colorado Option, not every Colorado small-group option. Availability and provider inclusion depend on the exact employer and plan.

This evidence applies to the Colorado Option, not every Colorado small-group option. Availability and provider inclusion depend on the exact employer and plan.

Colorado DOI 2026 Colorado Option standardized plans, checked October 6, 2026

Colorado DOI 2026 Colorado Option standardized plans, checked October 6, 2026

Colorado DOI approved plan filings, checked October 6, 2026

Colorado DOI approved plan filings, checked October 6, 2026

Questions employers ask

Does my company need to have 11 to 49 employees?

No. Smaller and larger employers are welcome.

Can our current broker remain involved?

Your current broker may remain involved. Monday Town discusses the broker’s role and handoff with you before a change.

Could employees keep the same carrier and a similar plan?

In many cases, the same carrier with an almost identical plan may be available. The team checks the actual plan and its network before making a recommendation for your group.

Do Colorado Option plans all include the same doctors and hospitals?

Do Colorado Option plans all include the same doctors and hospitals?

No. The Colorado DOI says each insurer has its own provider network. Check employees’ preferred doctors and hospitals against the exact option being considered.

No. The Colorado DOI says each insurer has its own provider network. Check employees’ preferred doctors and hospitals against the exact option being considered.

What happens after I contact Monday Town?

The team reviews your details and explains whether a plan change makes sense. If it does, you will see proposed benefits, projected cost, and a clear next step.

What to review in an employer health plan proposal

Who handles what during a health plan transition

Explore related state guides: Utah employee benefits, Wyoming employee benefits, New Mexico employee benefits

Start with your name and email. We’ll follow up to discuss your business and next steps.

See what your plan could cost